Smarthealth Options is an excellent plan by itself, or as a complement to any health plan you may choose to carry individually or through an employer. Smarthealth Options provides financial relief on medical expenses not covered by your health insurance or use it for expenses that fall below your deductible and co-insurance limits.


What is Smarthealth Options?
Smarthealth Options is a provider access organization, which arranges for its members to receive discounts on medical, dental, vision, chiropractic and pharmaceutical services.

How much are dental fees discounted?
Members can save up to 60% on most dental procedures, oral exams and unlimited cleanings.

* Major work such as Dentures, Root Canals and Crowns will also be discounted.
* Members can save 20% on Orthodontics including braces for both children and adults.
* Average annual savings of $1,200 per family on dental work.
* Over 20,000 participating providers nationwide.

Does Smarthealth Options provide discounts for existing medical conditions?
Since this program is not insurance, you will receive discounts when you visit a participating provider for treatment of an existing condition.

When will I get my new member kit?
Once the initial processing has been completed, you will immediately receive an email notification that will confirm your membership and provide you with temporary membership ID cards. Your new membership kit will be mailed to you prior to your effective date. Please take some time andreview the kit, as it contains helpful information on how to make the most use of your plan package.

Why have physicians, hospitals and facilities agreed to provide members’ savings?
Physicians, hospitals and facilities have agreed to reduce their rates in exchange for guaranteed payment. Traditionally, access to reduced rates have been limited to insurers and self-insured groups.

Do I need to pre-certify?
No, however we do suggest that before scheduling any non-emergency appointments that you contact Member Services to fully explain your plan and help you locate a participating network provider in your area.

How much money will I save?
Members will always save money; however, savings vary based upon the benefit or service being utilized and from provider to provider.